Policy Stack helps whole life banking practitioners track, model, and manage their banking system with full clarity, integrity, and control.
What Policy Stack Does
Policy Stack is a tracking and visualization tool. It does not provide financial advice, recommendations, or opinions about what you should do with your banking system.
Policy Stack helps you:
- Track your whole life policies, cash values, and death benefits over time
- Record policy loans and loan repayment progress
- Monitor capital deployments and measure spread
- Model scenarios with tools like the Debt Sequencer and Income Stacker
- Visualize your complete banking system position from a single dashboard
Who Policy Stack Is For
Policy Stack is built for whole life banking practitioners — people who use dividend-paying whole life insurance policies as the foundation of their personal banking system. Whether you have one policy or many, Policy Stack gives you the clarity to see how your system is working.
Getting Started
- Add your first policy — enter your policy details from your original contract
- Bring in your history — upload an annual statement and let Policy Stack extract your cash value, death benefit, and loan balance, or enter them by hand
- Add an asset — record where your capital is deployed so your system view is complete
- Explore the dashboard — see your system position, how much is In Use, and loan repayment progress
Your Banking System
Your banking system consists of your whole life policies, policy loans, and capital deployments working together. Policy Stack gives you a clear view of how capital flows through your system.
Need Help?
Browse the topics below or use the search bar to find specific answers. You can also press ⌘K from anywhere in the app to search.