This guide walks you through everything you need to do in your first session with Policy Stack. By the end, you will have your first policy recorded, a snapshot captured, and a working dashboard.
What You Will Need
Before you begin, gather the following:
- Your most recent annual statement from your carrier (PDF or paper)
- Your original policy contract (the spec pages show base premium, PUA rider, and term rider amounts — uploading the full contract works too)
- Approximate loan balances if you have any outstanding policy loans
Step-by-Step Walkthrough
The Add Policy wizard carries you through your whole first session — policy details, your history, and today's values — in one flow.
- Sign in to your account — use your email link or Google sign-in to open your dashboard
- Open the Add Policy wizard — click Policies in the sidebar, then the Add Policy button
- Enter your policy details (Step 1) — record your carrier, policy number, death benefit, and premium structure from your original contract
- Bring in your history (Step 2) — upload one or more annual statements and let Policy Stack extract your cash values, death benefits, and loan balances automatically (Builder Pro), or enter them by hand. This is the fastest way to build your snapshot history
- Capture today's values (Step 3) — upload a screenshot from your carrier portal for the same automatic extraction, or enter your current balances manually. You can also skip this and add a snapshot later
- View your dashboard — click Dashboard in the sidebar to see your system position populate with live data
Steps 2 and 3 of the wizard are optional. You can add a policy with just its details and bring in statements or a current snapshot whenever it is convenient — nothing is lost by skipping ahead.
What You Will See
After completing these steps, your dashboard will show:
- System position — Actual Net CV, also labeled Available CV, with recorded 30-day movement when enough history exists
- Key metrics — Actual Total CV and In Use plus Projected monthly cash flow
- Banking History — recorded cash-value history and source-linked activity across the snapshots you entered
- Data Freshness — current, aging, stale, or missing policy records
You can add more policies and snapshots at any time. Each new snapshot creates a point-in-time record, building a history of your banking system over time.
Next Steps
- Record a policy loan if you have any outstanding loans against your policies
- Add an asset to track where your deployed capital is working
- Explore the tools like the Debt Sequencer and Income Stacker