The Policy Loan Repayment Modeler compares interest-only, retail-rate, and custom monthly payment paths for a saved or manually entered policy loan. Its full comparison also shows what capitalizing interest would look like over the same period.
Key Takeaways
- Load Actual balance and rate data from a saved policy loan or use manual inputs
- Compare modeled payment, balance, timeline, and total interest
- Build a custom month-by-month plan and inspect the full amortization detail
- Save a selected plan only when the model is linked to a loan
- Saving a linked plan does not change Auto Log. If the loan has no schedule, optionally open a separate prefilled schedule and confirm its amount, cadence, and start date; otherwise review the existing schedule from the loan workspace
- All outputs are Modeled and illustrative; a plan does not record a repayment