The Debt Sequencer compares minimum-only, avalanche, snowball, and whole life banking paths for external obligations. When a whole life banking layer is configured, the Game Plan shows the modeled policy-loan sequence.
Key Takeaways
- Compare payoff timing, modeled interest, and the month-by-month sequence
- Enter policy annual values manually or use a confirmed carrier illustration as alternative schedule sources
- External obligations are modeled separately from tracked policy loans
- All results are Modeled and illustrative; the tool does not choose a path
- Debt Sequencer is live on Builder Pro and every paid Practice tier, not Starter