The Policy Portfolio at Policies combines current policy position, coverage, scheduled premium structure, freshness, and inventory controls.
Portfolio Hero
Start with four cards in this order: Premiums Paid · 12 mo, Net Cash Value, Death Benefit, and Loan Balance. Select one to open its detail, switch metrics there, or close to return to the cards. Page filters scope the cards and their history:
- Net Cash Value shows Net Cash Value and its recorded history, with a range selector and recorded changes over 30 days, this year, 12 months, and since the first snapshot.
- Death Benefit shows recorded coverage, split into permanent and term, with the same recorded changes.
- Premiums Paid shows recorded Base Premium and PUA payments over the last 12 months. Planned annual premium stays in the inventory under Funding.
- Loan Balance shows the latest recorded balance for each eligible permanent policy. A policy without a loan figure on its latest statement keeps its most recent recorded balance, from a statement or a newer logged policy loan, or $0 when none was recorded; the card subheading shows how many policies are included in its total. The Loan Balance detail is chart-only with insured and range controls, and the Policy Inventory appears below the chart.
One row under the Policy inventory title tracks recording rather than money. Snapshot freshness counts cash-value policies in the current view with a snapshot from the last 30 days (term and convertible term are not counted), and N stale narrows the inventory to the rest. Streak counts consecutive months in which you recorded anything.