Capital Runway

Capital Runway is a modeled metric that estimates how long your banking system can sustain current activity — current loan levels, deployment returns, and repayment pace — before approaching the carrier's maximum LTV or another constraint.

Runway is expressed in months and is calculated based on:

Current cash value growth rate (from policy projection)
Current loan balance growth rate (from capitalized interest and new borrowing)
Current repayment rate (from your repayment schedule)

A longer runway means your banking system is in a trajectory where cash value growth is outpacing loan balance growth. A shorter runway is a factual signal that current patterns would approach limits sooner.

Capital Runway is a modeled value — it reflects the inputs you've entered and the assumptions made. Real future values will differ. It is displayed with a Modeled · Illustrative label.

Consumer launch status: Coming soon. Advisor access is limited to approved preview accounts.