Household Focus leads Home. Rank up to five focuses; each tracks your recorded household information. Rank 1 opens first and selects the matching Home next-action suggestion. Change the ranking from the card.
New accounts rank these during signup, on What matters most. Decide later leaves them unranked until you choose on Home.
Each focus shows a five-step path derived from the household’s current records. A step can return to an earlier state when its underlying records change. A first-reached date is kept only when Policy Stack can verify a confirmed source record and its date. Some steps may not earn an achievement when the source records do not retain enough history to prove how or when a fact was confirmed.
When Build Capital is ranked, you can enter its Net Cash Value target while ranking; steps 4 and 5 track toward it. Change it later with Set Target.
Each step is celebrated the first time you see it done, and again if new records return it to an earlier state and it is reached again, such as after a raised target. A collapsed Focus card stays collapsed when you sign in on another device.
While Focus is on, Goals leaves the sidebar; saved goals stay available at /goals.
A connected advisor with access to your information sees your focuses and their steps. With View & edit access, the advisor can also change your ranking and Build Capital target.
The monthly guide saves one current record or review action for each ranked focus in a household plan for that calendar month. An action counts as completed this month only when a confirmed record behind it is dated that month; a step already done earlier shows as already done and is not counted. Actions already complete or not applicable are excluded. The plan stays stable if the household changes its ranking during the month. A new plan is prepared next month. Monthly action progress is separate from the five-step lifetime path and its saved first-reached dates.
Focus is a tracking view. It does not assess whether a financial or legal choice is right for your household, and it does not move money or change your records. Projected and Scenario figures keep their labels.