Team Member Permissions

This reference shows the permission boundaries between the practice owner, team admins, and team members.

| Capability | Owner | Team Admin | Team Member | | --- | --- | --- | --- | | View practice dashboard | Yes | Yes | Yes | | Add clients and prospects | Yes | Yes | Yes | | Create deals and scenarios | Yes | Yes | Yes | | Manage consultations and review requests | Yes | Yes | Yes | | View referral activity and handoff readiness | Yes | Yes | Yes | | Update practice timezone | Yes | Yes | Yes | | Manage client seats and invites | Yes | Yes | Yes | | Update seat defaults | Yes | Yes | Yes | | Invite or remove team members | Yes | Yes | No | | Resend or cancel team invitations | Yes | Yes | No | | Change team roles | Yes | Yes | No | | Manage advisor billing and plan | Yes | No | No | | Edit owner-level subscription settings | Yes | No | No | | Access the owner's personal banking workspace | Owner only | No | No |

Client-Seat Authority

Client-seat authority starts at the team-member level. A member does not need admin status to invite clients, resend client invitations, cancel client invitations, revoke seats, extend seats, or change seat defaults.

Team Administration

Team administration starts at the admin level. Team admins can manage team membership, including invitations, removals, and role changes. Members cannot change who belongs to the practice team.

Billing Administration

Billing remains owner-only. Team admins and members can see practice work, but plan changes, billing portal access, subscription cancellation, and invoice/card management stay with the practice owner.

Personal Workspace Boundary

Team access never opens the advisor owner's personal banking workspace. The team member sees only the practice or agency context granted by the invitation.