When someone signs up for Policy Stack through your referral link and subscribes to any paid plan, you earn a one-time credit that reduces your subscription cost.
How It Works
- Someone signs up through your referral link or code
- They subscribe to any paid plan — consumer Builder Pro ($25/month) or any advisor tier
- You earn a $25 credit applied to your next invoice
Anyone can refer anyone: advisors can refer clients, clients can refer advisors, and even non-users can share referral links. Referred consumers also get an extended 30-day free trial instead of the standard 14 days.
Credits are applied automatically to your monthly or annual invoice. You do not need to redeem them manually.
Credit Details
- Each referral earns a one-time $25 credit when the referred user subscribes to a paid plan
- Credits reduce your invoice amount but cannot create a negative balance (no cash payouts)
- Credits are issued while your advisor account is active, paid, and has an accepted Advisor Program Agreement on file
- If your advisor account is canceled, unused referral credits expire
- Credits are tracked in your advisor dashboard under Referrals
Referral vs Connection vs Seat
These are three independent concepts:
| Concept | What It Means | |---------|--------------| | Referral | Someone signed up through your link — tracks attribution, earns you a credit | | Connected | Consumer granted read/write or read-only access to their data — free for both parties | | Seated | You pay for the consumer's Builder Pro subscription — they get full access at no cost |
A single client can be all three: referred through your link, connected for data sharing, and seated so you cover their subscription. Or they might be just one or two of these.
Viewing Your Credits
Navigate to Referrals in the advisor sidebar to see:
- Total active referrals
- Credit amount per referral
- Cumulative credits applied to your account
- Referral history with dates and status